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Product Overview
Enjoy lighter interest rate and lager loan amount by Mortgage Credit Insurance without charge and tax deduction benefit up to KRW 10,000,000. (Only meet the specific requirements)
Product Features
- Eligibility : Anyone between the aged of 21 to 65
- Loan Limit : 40%~60% of maximum loan to value
(Adapted separately by speculative area, DTI, appraisal value, type of house, loan tenor etc) - Loan Tenor : 3 ~ 30 years
- Loan Rates : Additional 0.1% rate in 2 or 3 years grace period repayment
Prepayment Fees
| Floating rate | 3 month floating rate with initial 3 year fixed period |
|
|---|---|---|
| within 1 year | 1.5% | 2.0% |
| 1 ~ 2 years | 1.0% | 1.5% |
| 2 ~ 3 years | 0.5% | 1.0% |
- It is subjected to change by FSS guidelines
Loan Rates
Loan Information
Mortgage loan handbook
Mortgage loan handbook(summary)
Checklist
Loan information
Repayment Methods
▪ All figures subject to change depending on predetermined changes in criteria.
