Loan Application Guide

For more information please our customer service centre on (Tel. 1544-1888), or visit our branch near you.

Personal Installment Loan Application Procedures

Loan consultation over the phone -> Preparation of required documents -> Sales officer visitation -> Document completion and submission -> Filing application -> Over the phone verification -> Document Evaluation -> Approval -> Completion of money transfer to customer account

Backed Loan Application Procedures

Preparation of required documents -> Sales officer visitation -> Document completion and submission -> Filing application -> Over the phone verification -> Document evaluation -> Approval -> Settlement of fixed collateral -> Completion of money transfer to customer account -> Receipt of registered certificated of tile

Required documents when applying for loans

Identification (Resident card, Drivers License, Passport), proof of employment and income, certificate of residence, copy of latest bank statements, list of debts.

Employment / Income verification

* Salaried workers
- Certificate of holding office, certificate of medical insurance and recent pay stubs and/or bank statements of received wages.
- Income verifying documents: receipt for collection of withholding tax (corporation official seal), proof of payment for grade A earned income tax, proof of Income amount

* Professionals
- Certificate of qualification, copy of license
- Verification of income : Receipt for collection of withholding tax , proof of payment for grade A earned income tax, proof of Income, proof of income amount

Required documents when applying for loans

Agreements, personal identification (resident card, driver’s license, passport), certificate of residence, certificate of seal impression, certificate of registration, copy of bank statements, lease/sale agreements, copy of Identification and certificate of residence of a joint surety, certificate of seal impression, copy of identification and certificate of residence of collateral provider.

Employment / Income verification

* Salaried workers
- Certificate of holding office, certificate of medical insurance + pay stubs for the previous 3 months along with the most recent bank statement.
- Income verifying documents : receipt for collection of withholding tax , pay stubs for the previous 3 months, bank statements for the previous 3 months and an agreement of annual salary

* Sole proprietorships
- Business Registration Certificate
- Income verifying documents: proof of income, bank statement (previous 6 months only), bank statement of an account for insurance payments. Insurance certificate, bank statement of accounts for pension receipts and certificates, lease contracts and bank statements of accounts for rental receipts.

Documents for settlement of fixed collateral

Certificate of seal impression, agreement form of fixed collateral, power of attorney for fixed collateral settlements, power of attorney and registration certificates.