Item		Service fee
Local Funds Transfer		General
Overseas Funds Transfer	Under KRW 1,000,000	KRW 7,500
	Over KRW 1,000,000	KRW 30,000
Replacement or additional OTP generator (First two free)		KRW 15,000

* Service fee for local transfer will be charged from 4th of September, 2007.

Item
DC	Issuance Fee (Term Charge)	General	Up to 0.30% p.q.*	Min : KRW 75,000
		Export Goods	Up to 0.15% p.q.
	Accept. Comm (shipper’s usance)	Margin*
	Financing Spread	LIBOR+Margin*
	Amendment Fee	Amount/Tenor	Same as issuance (Min : KRW 15,000)
		Others	KRW 15,000
	Shipping GTY Issuance Fee	KRW 10,000
	Shipping GTY	3.0% p.a. (Min. KRW 10,000)
Collection (DC, DA, DP)		0.1% (Min USD 20, Max USD 50)
Cable Charge		USD 20 or KRW 20,000
Postage		USD 15

* Margin and DC issuance term charge to be determined by Customer’s credit rating.
** All cable charges are exclusive.

Item
DC	Advising	KRW 30,000 (EDI KRW 15,000)
	Transfer	w/o Substitution	KRW 30,000
		Substitution	DC amount x 0.3% Min USD 200
	Confirmation	Subject to country & bank’s risk Min USD 200
	Nego spread (financing spread)	Sight	Libor + 1.5% p.a.
		Usance	Libor + Margin*
	CILE (Comm. In lieu of exchange)	0.05%(Min USD 50, Max USD 100) FX comm > USD 50 = waived FX comm < USD 50 = USD 50
	Dox Checking	USD 100 per txn (With Financing : Waived)
	Handling Charge	KRW 20,000
DA, OA Financing Spread		Libor + Margin*
Collection (DC, DA, DP)		0.1%(Min USD 20, Max USD 50)
Delay Interest		Financing spread + 1.5%
Cable Charge		USD 20 or KRW 20,000
Postage		USD 15

* Margin to be determined by customer's credit rating.
** All cable charges are exclusive.

COUNTRY	KOREA (Effective day : 15-Jan-2007)
INDICATIVE EXCHANGE RATE: LOCAL CURRENCY VS. US DOLLAR	1000.00

Item			KRW	USD (equivalent)
Current Account	Local currency current account services
	minimum balance ¹		No Minimum Balance
	maintenance fee (monthly charges applied only if balance < minimum)		Not Applicable
	statement charges (monthly)		Free
	interest rate		0.0% (regulated by BOK)
	Foreign currency current account services
	minimum balance			No Minimum Balance
	maintenance fee (monthly charges applied only if balance < minimum)			N/A
	statement charges (monthly)			Free
	interest rate			0.0% (regulated by BOK)
	FCY cash handling			1.5% of the amount
Saving Account	Local currency saving account services
	minimum balance ¹		Not Applicable
	maintenance fee (monthly charges applied only if balance < minimum)		Not Applicable
	statement charges (monthly)		Free
	interest rate		0.50%
	Foreign currency saving account services
	minimum balance			No Minimum Balance
	maintenance fee (monthly charges applied only if balance < minimum)			N/A
	statement charges (monthly)			Free
	interest rate			0.30%
	FCY cash handling			1.5% of the amount
Exchange Rate	Selling USD to customer		middle rate + middle rate*0.6%
	Buying USD from customer		middle rate - middle rate*0.6%
	Selling other FCY to customer		middle rate + middle rate*0.8%
	Buying other FCY from customer		middle rate - middle rate*0.8%
Cheque Related Charges	Local currency cheque related charges
	cheque book charges (standard cheque book)		KRW 3,000.00	USD 3.00
	credit/debit (transaction) fee		Free	Free
	stop payment charges		N/A	N/A
	returned cheques charges	returned by HSBC Bank	N/A	N/A
		returned to HSBC Bank (excluding any 3rd party bank charges)	N/A	N/A
	Foreign currency cheque related charges
	cheque book charges		KRW 3,000.00	USD 3.00
	credit/debit (transaction) fee		Free	Free
	stop payment charges		N/A	N/A
	returned cheques charges		N/A	N/A

Item				KRW	USD (equivalent)
Payment Services*	Domestic Local Currency Payments
	Book transfer			Free	Free
	Domestic transfer to another HSBC a/c			Free	Free
	Local payments to other local bank	via HSBCnet		KRW500 per transaction	USD0.50 per transaction
		via manual		KRW2,000(up to KRW1,000,000) KRW4,000(over KRW1,000,000)	USD2.00(up to USD1,000) USD4.00(over USD1,000)
	High-Value (RTGS) electronic payment			via BOK wire: KRW 4,000	via BOK wire: USD 4.00
	AutoPay via HSBCnet (EFIN)	to HSBC accounts		Free	Free
		to other bank accounts		KRW500 per transaction	USD0.50 per transaction
		rejection fee		N/A	N/A
	OLRT via Xpress Pay (EFIN)	Transfers		KRW 500 per transaction	USD 0.50 per transaction
		Bulk Transfers		KRW 500 per transaction	USD 0.50 per transaction
		Bulk Payroll		KRW 500 per transaction	USD 0.50 per transaction
		Bulk beneficary name checking w/o fund transfer		KRW 30,000 per month	USD 30 per month
	Cheque Outsourcing			Volume/Value driven; to be discussed	Volume/Value driven; to be discussed
	Cashier's Order/Bank Cheque			Free	Free
	Foreign Currency & International Payments
	International Telegraphic Transfers (irrespective of FX involvement)	Manual Instruction		KRW 30,000 per transation (plus clearing & Beneficiary bank charge)	USD 30.00 per transation (plus clearing & Beneficiary bank charge)
	Demand Drafts			KRW 20,000 per cheque	USD 20.00 per cheque
	Domestic FCY Remittance via KEB			KRW 10,000 per transaction	USD 10.00 per transaction
Collection Services	Domestic Local Currency Receipt
	P-Note Custody/Return fee			KRW 3,000 per cheque	N/A
	P-Note Clearing fee (Alliance bank fee)			KRW 5,000 - less than and same KRW 5mil. KRW 10,000 - above KRW 5mil.(All area) KRW 12,000 per cheque(Other area except for Seoul and Kyunggi province area)	N/A
	P-Note Delivery fee(for Alliance bank)			KRW 12,000 per cheque	N/A
	High-Value (RTGS) electronic payment			Free	Free
	Direct Debits/AutoPay In(bulk collections)	from another HSBC accounts		N/A	N/A
		from other bank accounts		KRW300 per transaction	$0.30 per transaction
		rejection fee		N/A	N/A
	Lockbox Services	per cheque charge		N/A	N/A
		per invoice charge		N/A	N/A
	Virtual Account	Issuance Fee		N/A	N/A
		Monthly Fee (Waiver for the initial month)		N/A	N/A
		Transaction Fee		KRW 500 per transaction	USD 0.50 per transaction
	Foreign Currency & International Receipts
	Cross-border Telegraphic Transfers			KRW 20,000 per transaction (If F/X is involved KRW 10,000 will be charged)	USD 20 per transaction (If F/X is involved USD 10 will be charged)
	Domestic FCY Remittance via KEB			KRW 10,000 per transaction (If F/X is involved KRW 10,000 will be charged)	USD 10 per transaction (If F/X is involved USD 10 will be charged)
	Foreign currency cheque receipt - for collection	if foreign exchange is involved		KRW 20,000 per cheque + KRW 4,000 (postage charge)	USD 20.00 per cheque + USD 4.00 (postage charge)
		if no foreign exchange is involved		KRW 20,000/cheque + KRW 4,000 (postage charge)	USD 20.00 per cheque + USD 4.00 (postage charge)
	Foreign currency cheque receipt - for purchase	Cheque issued by HSBC		KRW 20,000 per cheque + 0.1% (CILE)	USD 20.00 per cheque + 0.1% (CILE)
		Cheque issued by other bank		KRW 20,000 per cheque + KRW 4,000 (postage charge)	USD 20.00 per cheque + USD 4.00 (postage charge)
	USD cash letters			Free	Free
	RMS(Receivable Management Service)
	set up fee			KRW 100,000 per account	USD 100.00 per account
	monthly fee			KRW 64,000 per customer	USD 64.00 per customer
	transaction fee	Enhanced package	Reconcilition (first 1000 matched items)	KRW 130,000	USD 130.00
			Reconcilition (1001 - 5000 matched items)	KRW 130 per matched item	USD 0.13 per matched item
			Reconcilition (5001 - 10,000 matched items)	KRW 90 per matched item	USD 0.09 per matched item
			Reconcilition (10,001 or above matched items)	KRW 60 per matched item	USD 0.06 per matched item
		Premium package	Manual exception handling (per instrument) e.g. reconcile for non-matched items	N/A	N/A
			Manual exception handling (per A/R record) e.g. reconcile for non-matched items	N/A	N/A

* via HSBCnet unless otherwise specified

Item			KRW	USD (equivalent)
Pooling	Set up fee (one time charges)	Domestic	N/A	N/A
		Cross-border (per subsequent additional country)	N/A	N/A
	Monthly fee per account		N/A	N/A
Front End Auto Sweeping (Xpress Sweep)	set up fee (one time charges)		Free	Free
	Sweeping fee		KRW 100,000 per month	USD 100.00 per month
	Premium backup service fee		N/A	N/A
Back End Auto Sweeping	set up fee (one time charges)		Free	Free
	daily sweeping fee		KRW 500,000,000.00 (One day floating) or KRW 50,000 per account	USD 500,000.00 (One day floating) or USD 50.00 per account
	weekly sweeping fee		KRW 400,000,000.00 (One day floating) or KRW 40,000 per account	USD 400,000.00 (One day floating) or USD 40.00 per account
	monthly sweeping fee		KRW 200,000,000.00 (One day floating) or KRW 20,000 per account	USD 200,000.00 (One day floating) or USD 20.00 per account

Item		KRW	USD (equivalent)
Pooling	Financing Rate	To be decided by RM - Indicative 3month CD + 80-140 bps	N/A
	Overdue Rate	Financing rate + 13% pa	N/A
	Confirmation fee	KRW 1000 per transaction	USD 1 per transaction
	Payment to 3rd party bank account	KRW 500 per transaction	USD 0.5 per transaction

Item			KRW	USD (equivalent)
HSBCnet	5 security devices		KRW 70,000	USD 70
	2 security devices for B2B Xpress Dealing Parties		KRW 30,000	USD 30
	Installation Fee(one-time charge)		KRW 150,000	USD 150.00
	Monthly Fee		KRW 100,000	USD 100.00
		monthly fee per user	N/A	N/A
		monthly fee per account	N/A	N/A
	Additional Fees	additional / replacement security device (minimum of 2 security devices per order)	KRW 30,000(for 2 devices, if more than 2 KRW 15,000 per each)	USD 30(for 2 devices, if more than 2 USD 15 per each)
		initial training (one-time charge)	N/A	N/A
		onsite support (per site, per hour)	N/A	N/A

Item	KRW	USD (equivalent)
e-mail	KRW 150 per advice	USD 0.15 per advice
Fax	KRW 500 per paper	USD 0.50 per paper
Paper Mail	KRW 1,500 per advise	USD 1.50 per advice

Item	KRW	USD (equivalent)
Balance certification fee	KRW 5,000 per each	USD 5
Banking transaction certification	KRW 30,000 per each	USD 30
Banking transaction certification (Overseas request, Including mail service)	KRW 60,000 per each	USD 60
Account transaction certification	KRW 5,000 per each	USD 5

1. Pricing is for indication purposes only and is good for one year from the date of this schedule.
2. All products and services which are not included in the above summary will be subject to
   HSBC's standard tariff in each country
3. HSBC reserve the right to revise all terms / pricing in the event that we are not awarded
   the full mandate.